What happens if Obamacare subsidies expire?


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Consumers face higher costs for their ACA health coverage by 2026 as Congress continues to debate whether to extend subsidies that help people pay their premiums. New York Times health care policy reporter Margot Sanger-Katz explains why.

By Margot Sanger-Katz, Laura Bult, Claire Hogan, Zach Wood and Stephanie Swart

October 22, 2025

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